5x points on Amazon, restaurants and more

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  • Many Chase co-branded credit cards are currently eligible for limited-time bonus spending offers.
  • If you’re targeted, you could earn 5x rewards in categories like Amazon, groceries, and restaurants.
  • Other offers include earning thousands of bonus points for reaching spending thresholds.
  • Read Insider’s guide to the best travel rewards credit cards.

It’s been a while since we’ve seen targeted limited-time bonus categories from Chase, but there are now substantial offers to earn bonus rewards on a wide range of credit cards. These include earning 5x rewards at Amazon, grocery stores, and restaurants, as well as offers to earn a specific number of points for reaching a spend threshold.

Many Chase cards — including Marriott, Hyatt, Southwest and United co-branded cards — are getting offers, but not everyone is eligible. If you’re eligible, you may have received an email with an activation link to your offer (I received one for my Southwest Rapid Rewards® priority credit card, for example).

Read more: Guide to the best Chase credit cards

Even if you haven’t received an email, it’s easy to check if your card is targeted. Here’s how to find out and what you need to know about these promotions.

Chase credit card spending bonus

Annual fees

$95, exempt the first year

Regular APR

16.49% to 23.49% variable

Credit score

good to excellent

Featured Reward

60,000 bonus miles after spending $3,000 on purchases within the first 3 months of account opening

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  • Advantages and disadvantages

  • Details

  • Advantages
    • The annual fee is waived the first year
    • Earn bonus miles on multiple purchase categories, including restaurants
    • Includes application fee credit for Global Entry or TSA PreCheck
    • Get a free checked bag on United when you pay with the card
    The inconvenients
    • Not the most rewarding card for most non-United travel purchases
    • Earn 60,000 bonus miles after spending $3,000 on purchases within the first 3 months of opening your account.
    • $0 annual introductory fee for the first year, then $95
    • Earn 2 miles per dollar spent on meals, hotel stays and United purchases
    • Up to $100 credit on Global Entry or TSA PreCheck® fees
    • 25% Off United Inflight Purchases
    • Check your first bag for free (a savings of up to $140 per round trip) when you use your card to purchase your ticket
    • Enjoy priority boarding privileges and visit the United ClubSM with 2 unique passes each year for your birthday
    • Earn 2 miles per dollar spent on catering, including qualifying delivery services

    Read our review
    Read our review A long arrow pointing to the right

    There is no official list of Chase credit cards participating in these promotions, but it only takes a few seconds to see if your card is targeted and activate the offer.

    Visit the Chase bonus activation website and enter your name, zip code and the last four digits of your card number, and you’ll know immediately if your card is eligible (and if so, the offer will activate).

    Screenshot of the Chase Credit Card Spending Bonus sign-up page, with fields for last name, zip code, and last four digits of the card.

    Enter your details on the Chase MyBonus page to find out if your card is eligible for these offers.


    I checked all my Chase cards and received an offer to earn 5x points at Amazon, grocery stores and restaurants on up to $1,500 spent on my Southwest Rapid Rewards® priority credit card between January 15th and March 31, 2022.

    There was also an offer on my IHG® Rewards Club Select credit card (no longer available to new applicants) to earn 5,000 bonus IHG points after spending $3,000 or more from January 15 to March 31, 2022 .

    Screenshot of Chase bonus offer to earn 5,000 points on IHG credit card.

    Some offers involve earning a lump sum of points after reaching a spending threshold.


    Insider’s Joseph Hostetler was eligible for multiple 5x bonus offers, including The World Of Hyatt credit card

    , United℠ Explorer Card and Ritz-Carlton™ Credit Card (no longer available to new applicants).

    Screenshot of the 5 bonus points offer at Amazon, restaurants and groceries on the United Explorer map

    Other cards earn 5x more points at Amazon, restaurants and grocery stores.


    These offers are a great way to earn bonus rewards on purchases you might make anyway, but it doesn’t always make sense to take advantage of them. For example, if you already have one of the best credit cards for groceries or restaurants, you might be better off sticking with your regular card for those purchases.

    Read more: The best credit cards for Amazon purchases

    That said, if you’re working to increase your points and miles balances in a specific program, these offers are a good opportunity to earn a good chunk of the rewards quickly. Be sure to read Insider’s guide to the best rewards credit cards for more ways to get the most out of your spending.

    Featured credit cards from our partners
    Featured Reward

    60,000 points

    Credit needed

    good to excellent

    Featured Reward

    3 free nights (each worth up to 50,000 points) after qualifying purchases and 10x the total points on qualifying purchases in select categories

    Credit needed

    good to excellent

    Featured Reward

    1.5% cash back on top of regular earnings on everything you buy up to $20,000 spent in the first year (worth up to $300 cash back)

    Credit needed

    good to excellent

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