Cash withdrawal without ICICI bank card: get money without ATM card! Check the process step by step

Cash withdrawal process without ICICI bank card: Good news! Cash withdrawals from ATMs have been made easier for ICICI bank customers. ICICI Bank has announced the launch of a “cardless cash withdrawal” feature from its ATMs without using the debit card or ATM. So, in case you forgot your debit card at home, it is now possible to withdraw money from more than 15,000 ATMs in the bank. As an ICICI Bank account holder, you must have the iMobile app installed on your phone to use this new feature.

ICICI Bank Cardless Cash Withdrawal will be available 24 hours a day from any of the ICICI Bank ATMs only. The daily limit for cash withdrawals at ICICI Bank ATMs as well as per transaction is set at Rs. 20,000. All you need to do is log into iMobile and initiate a cardless cash withdrawal using details received via SMS and temporary 4-digit PIN code when initiating a transaction.

ICICI Bank cardless cash withdrawal process

Step 1. Request for cash withdrawal without card from iMobile

• Go to Services> Click on Cash withdrawal without card – Auto option.
• Enter the amount, the temporary 4-digit PIN code and select the account number to which the amount is to be debited.
• Confirm the details displayed in the pre-confirmation screen and click submit
• You will receive a success message on the transaction completion screen

Step 2. SMS from ICICI Bank

• You will receive an SMS with a unique 6-digit code on the registered mobile phone of the ICICI bank.

Step 3. Withdrawing cash from ICICI Bank ATMs

• Please visit a specified ICICI Bank ATM and enter the following details:
• The registered mobile number
• The temporary 4-digit code you have defined.
• The 6-digit code (as received by SMS)
• Exact amount of withdrawal
• The money will be distributed upon successful authentication of all these parameters.

In short, you will need to enter them before and during the cash withdrawal at the ATM:

Before removing – On iMobile

• Withdrawal amount
• Debit account number
• Set the temporary 4-digit PIN code

During withdrawal – At the ATM

• Registered mobile number
• 6-digit reference code
• 4-digit temporary PIN
• Exact amount of withdrawal

With the introduction of this new feature, ICICI Bank has made cash withdrawals much easier. Now, an account holder can do without a card while using an ATM from their phone to withdraw money without a debit card.