Cibik Law, PC is one of Philadelphia’s top bankruptcy attorneys
Philadelphia, Pennsylvania – Filing for bankruptcy in Pennsylvania is not always the best option because bankruptcy law is complicated, depending on an individual’s income, debt, assets, and other factors. The attorneys at Cibik Law, PC understand the stress of filing for bankruptcy, which is why Michael A. Cibik and his team of legal professionals strive to create a comfortable, safe and honest environment for all clients who have need help managing their finances. . Once a customer has chosen philadelphia bankruptcy attorney to discuss their debt relief options, they are guided through the bankruptcy process to ensure they have confidence in their decisions.
Cibik Law, PC helps individuals and businesses eliminate some or all of their crippling debt. Lawyers focus on Chapter 7 bankruptcy services for clients who are struggling to pay their bills. After filing a petition, the court liquidates a client’s assets and uses the money from sales to pay creditors. The bankruptcy attorney also helps clients properly file an exemption claim to keep their homes, vehicles, retirement account, some real estate, and some personal property.
Philadelphia Law Firm Chapter13 bankruptcy attorneys break down the complexities associated with debt consolidation. They help clients create a plan to pay off their debts over a 3-5 year period. A Chapter 13 bankruptcy can stop a mortgage foreclosure and reduce a client’s overall monthly expenses, giving them a fresh financial start.
Whether a person is collecting medical debt or wondering how to pay their medical bills, they can consult Cibik Law, PC to explore all available options, including bankruptcy, to secure a financial future. They have helped thousands of customers with hospital bills, doctor bills, and ambulance bills to stop abuse by medical bill collectors, collection agencies, or third-party billing associations. Additionally, the law firm takes the financial burden of student loans off clients’ shoulders by finding solutions to improve their financial situation, including bankruptcy and repayment programs.
Michael A. Cibik, the founder of Cibik Law, PC, has been certified as a consumer bankruptcy specialist by the American Board of Certification for 23 consecutive years. He has built a reputation in Philadelphia for his extensive knowledge in the field of debt consolidation and has served thousands of clients for over 40 years. Its commitment to service and high-quality customer service has earned the firm numerous 5-star reviews, positive testimonials, awards, and recognition.
Knowing that each type of bankruptcy filing has different requirements in Pennsylvania, Mr. Cibik reviews each client’s financial situation, future goals and other needs to help them determine which type of bankruptcy would meet their needs. To learn more about bankruptcy in Philadelphia, visit the company’s website or call (215) 735-1060 to schedule a consultation. Cibik Law, PC is located at 1500 Walnut Street, Suite 900, Philadelphia, PA 19102, USA.
Cibik Law, PC
Michael A. Cibik
1500 Walnut Street, Suite 900