IKEA credit card: how to log in and make a payment


IKEA started out as a mail-order catalog in Älmhult, Sweden in 1953. Today it’s a global home furnishings brand, with 466 stores worldwide and more than five billion shoppers. in line.

For those with an IKEA credit card, the furniture brand makes it easy to pay, whether online, by phone or by mail. Cardholders can use any of these methods to ensure payment is credited on time.

IKEA credit card login and online payment options

IKEA offers two credit cards: the IKEA Visa credit card issued by Comenity Capital Bank, recently renamed Bread Financial, and the IKEA Projekt credit card, which is a store card. Both can be paid online in two ways.

Via the account center

To pay through the Account Center, cardholders must first register and create an IKEA credit card ID. To register an account and create a login:

  1. Go to the IKEA website.
  2. Scroll down to the bottom menu and choose “IKEA Credit Cards”.
  3. Select IKEA Visa card or IKEA Projekt card.
  4. Click the “Apply Now” button for the card you have chosen.
  5. Follow the on-screen prompts.

To make a payment through the Account Center, cardholders can log in and use the credit card issuer’s website tools to set up payment information and make payments.

Via EasyPay

Comenity offers an EasyPay option that allows cardholders to make a payment without logging into or registering with the Account Center. Cardholders can go to the EasyPay page and enter the following information:

  • Credit Card Number
  • Postal code
  • Type of identification
  • The last four digits of their social security or social insurance number, or their alternate identification number

For EasyPay users who have set up ACH payments in the Account Center, Comenity will use this account information to make the payment.

EasyPay users without a registered checking account will be prompted to enter the checking account details that EasyPay will use to complete the ACH transfer for payment.

Good to know

If cardholders register and set up payment information in the Account Center, they can avoid entering their current account information each time they use EasyPay.

At this time, payments can only be processed from US banks.

Online payments must be submitted by 5:00 p.m. EST on the due date to avoid late fees.

Payment by IKEA credit card by post

Cardholders have the option of making IKEA credit card payments by post. Payments must be made by check or money order – not cash – for the minimum amount due. The check or money order and the payment coupon must be mailed to the address that appears on the payment coupon.

If a payment coupon is not available, mail payments to:

IKEA credit card
PO Box 659820
San Antonio, Texas 78265

Payments must arrive before the due date to avoid late fees.

Payment by IKEA credit card over the phone

Credit card payments can be made online by calling IKEA Visa Signature customer service at 1-866-518-3990.

Online payments must be submitted by 5:00 p.m. EST on the due date to avoid late fees.

Information is accurate as of May 6, 2022.

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About the Author

Andrea Norris has worked in the web publishing industry for 15 years, both as a content contributor and editor specializing in topics related to personal finance, frugal living, home and automotive . She writes short and long content and is well trained in SEO keyword research and writing.

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