Switching customers can now apply for checking account, credit card and overdraft in one online application
Launched a new multi-product application to further streamline account opening on current accounts and credit products such as credit cards and overdrafts.
Customers opening a current account can now request an overdraft and a credit card simultaneously
With an exceptional number of consumers in
For many people, changing banks means more than changing current accounts. Credit products such as credit cards and overdrafts also need to be arranged. Now, for the first time in ROI, consumers can apply for a personal checking account, overdraft and credit card in one online application process.
Previously, to apply for a credit product, such as an overdraft, customers had to deposit their salary into the current account for six months and apply for credit separately. Customers can now simply request an overdraft when opening a current account and validate proof of income via a payslip.
Overdraft requests are then submitted to
‘That’s why we have developed our new multi-product request form. Many current account customers will also want to request an overdraft or credit card at the same time. Creating a simple and convenient online process for these customers has been a top priority for us.
“Migrating this number of consumers is a major operational undertaking and there will be challenges along the way. However, we want to make it as easy as possible for customers to set up their accounts with us and also apply for products such as credit cards and overdrafts at the same time.
Customers opening a bank account or applying for a credit product are required to verify their identity and address, in accordance with anti-money laundering (AML) regulations.
To begin the multi-product application process, customers will need to take a photo of the following:
Valid passport or ROI or
Last payslip in case of overdraft request.
A photograph of themselves.
A proof of address, for example a utility bill, such as a gas or electricity bill, or a bank statement.
Proof of PPSN, or if self employed, latest Notice of Assessment/Chapter 4.
A new dedicated online hub “The Big Move” includes a guide for customers on how to close their current account, open a new account and make changes to regular payments.
The Multi-Product Application Form is now available at: Features and Benefits – Personal Current Account –
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